ABHI and Zignaly Real World Yield UAE mark a major milestone in the region’s digital finance industry. The two companies have launched the UAE’s first real-world asset (RWA) private credit product, offering global stablecoin investors access to real, asset-backed yield linked to ABHI’s SME financing portfolio. With a minimum investment of just $10, this collaboration opens the door for wider investor participation and brings blockchain technology closer to real economic activity.
A New Model for Real Economic Yield
The partnership introduces a system in which ABHI finances short-term SME receivables using stablecoin capital sourced through Zignaly’s global investor base. Instead of earning yield from market speculation, investors gain returns from genuine business invoices and working capital activity. This structure makes the offering more transparent and stable, while supporting real businesses in need of fast funding. The launch reflects how fintech and blockchain are merging to create practical, scalable financial solutions.
First Execution of ZIGChain’s RWA Vision
This product represents the first live execution of ZIGChain’s real-world asset roadmap. With ABHI’s SME financing engine and Zignaly’s investment platform supported by ZIGChain infrastructure, the offering introduces a new asset category to the crypto market. It sets the foundation for future tokenized credit solutions, including private debt and a broader range of asset-backed yield products.
Leadership Perspectives
Omair Ansari, Co-Founder and CEO of ABHI Middle East Limited, stated that tokenization is shaping the future of finance. He described this partnership as a major step toward ABHI’s mission to improve financial access across the MENAP region. By using stablecoins to support business lending, ABHI gains a new capital base that strengthens liquidity for companies and improves financing speed.
Abdul Rafay Gadit, Co-Founder of ZIGChain, said the launch is a milestone for the RWA ecosystem and validates ZIGChain’s vision. He explained that this partnership demonstrates how real-world assets can move securely and transparently through blockchain systems, marking the beginning of a long-term pipeline for tokenized credit offerings.
David RodrÃguez Coronado, Co-Founder of Zignaly, emphasized the value of opening access for everyday investors. Through Zignaly’s Z-Indexes, users can gain exposure to ABHI’s receivable financing returns without needing specialized knowledge or high capital.
Strength and Scale Behind the Partnership
ABHI brings strong credentials in SME receivable financing, serving over one million users in the UAE and working with more than 5,000 companies across the region. The fintech supports both businesses and employees through services like Earned Wage Access and working capital solutions. The company is also recognized by Hub71, Endeavor, and the World Economic Forum.
Zignaly contributes a large investor community of more than 650,000 users and follows a transparent profit-sharing model. ZIGChain supports the offering with blockchain infrastructure built for wealth generation, enabling tokenization and automation of real-world cash flows.
A Foundation for Future Growth
Together, the three organizations are developing a scalable financing pipeline that blends traditional receivable financing with blockchain efficiency. The partnership promises consistent real-world yield, clear transparency, and better access to institutional-grade financial opportunities.
ABHI and Zignaly Real World Yield UAE reflect the rise of blockchain-based private credit in the region. As digital finance continues to expand, this initiative stands out as a practical model for connecting technology, capital, and economic activity.
With this launch, ABHI, Zignaly, and ZIGChain are not only delivering a new investment product, but they are also shaping the future of financial access and innovation. As adoption grows, ABHI and Zignaly Real World Yield UAE may become a key driver in the next stage of global fintech evolution.
